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Privacy Policy for Tallyo

Last Updated: [INSERT DATE]

Introduction

Tallyo ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (the "App"). Please read this privacy policy carefully.

Information We Collect

Personal Information You Provide

When you sign in to Tallyo, we collect:

  • Name: Your full name from Sign in with Apple
  • Email Address: Your email address from Sign in with Apple
  • Apple ID: A unique identifier from Apple to authenticate your account

Information Automatically Collected

When you use the App, we automatically collect:

  • iCloud User ID: To sync your data across your devices via iCloud
  • Device Information: Information about your iOS device
  • Usage Data: Information about how you interact with the App (locally stored, not sent to external servers)

User-Generated Content

The App stores the following information you create:

  • Business Information: Your business name, ABN/ACN, address, contact details, and bank details
  • Customer Information: Customer names, addresses, contact information, and business details
  • Invoice Data: Invoice details, line items, amounts, dates, and related financial information
  • Products/Services: Your product and service catalog

How We Use Your Information

We use the information we collect to:

  1. Provide App Functionality:
    • Authenticate your identity via Sign in with Apple
    • Sync your data across your devices via iCloud
    • Generate invoices and PDF documents
    • Manage your customer and business information
  2. Improve User Experience:
    • Remember your preferences and settings
    • Provide personalized features
  3. App Analytics (Future):
    • Understand how users interact with the App
    • Improve App performance and features
    • Note: Analytics are currently disabled but may be enabled in future updates with appropriate notice
  4. Process In-App Purchases:
    • Manage subscription status and features
    • Restore purchases across devices

Data Storage and Security

Local Storage

All your business, customer, and invoice data is stored locally on your device using SwiftData and is synced via iCloud CloudKit when you enable iCloud sync.

iCloud Sync

When you sign in with your Apple ID, your data is automatically synced to iCloud and across your devices. This sync is handled entirely by Apple's CloudKit service and is subject to Apple's Privacy Policy.

Security Measures

We implement appropriate technical and organizational security measures to protect your information, including:

  • End-to-end encryption via iCloud
  • Secure authentication via Sign in with Apple
  • Local data encryption on your device
  • No data transmitted to third-party servers (all data remains in iCloud)

Data Sharing and Disclosure

We Do Not Sell Your Data

We do not sell, trade, or rent your personal information to third parties.

Limited Sharing

We only share your information with:

  • Apple: Via iCloud CloudKit for data sync and Sign in with Apple for authentication
  • You: When you export or share invoices/PDFs

We do not share your data with any other third parties unless:

  • Required by law or legal process
  • To protect our rights, property, or safety
  • With your explicit consent

Your Data Rights

You have the following rights regarding your data:

Access and Portability

  • Export your invoices as PDF documents
  • Access all your data through the App interface

Correction

  • Update your business information, customer details, and invoices at any time through the App

Deletion

  • Delete individual invoices, customers, or products
  • Sign out to remove authentication credentials from your device
  • Disable iCloud sync in iOS Settings
  • Delete the App to remove all local data
  • Request Apple to delete your iCloud data

Control Over iCloud Sync

You can disable iCloud sync at any time through iOS Settings > [Your Name] > iCloud. This will keep your data local to your device only.

Third-Party Services

Sign in with Apple

We use Sign in with Apple for authentication. Apple's collection and use of your information is governed by Apple's Privacy Policy: https://www.apple.com/legal/privacy/

iCloud CloudKit

We use iCloud CloudKit for data sync. Apple's collection and use of your information is governed by Apple's Privacy Policy: https://www.apple.com/legal/privacy/

StoreKit (In-App Purchases)

We use Apple's StoreKit framework for in-app purchases and subscriptions. Apple's handling of payment information is governed by Apple's Privacy Policy.

Children's Privacy

Our App is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

Data Security for Small Businesses

As an invoicing tool for small businesses and sole proprietors, we understand the importance of maintaining the privacy and security of your business and customer information. All data you enter is:

  • Stored securely on your device and iCloud
  • Never shared with third parties
  • Under your complete control
  • Subject to your obligations under applicable privacy laws and regulations

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by:

  • Posting the new Privacy Policy in the App
  • Updating the "Last Updated" date
  • Notifying you via the App or email for material changes

Your continued use of the App after changes constitutes acceptance of the updated Privacy Policy.

Data Retention

We retain your information:

  • Authentication Data: Until you sign out or revoke Apple ID access
  • App Data: As long as you keep the App installed and maintain iCloud sync
  • Local Data: Until you delete the App or manually delete individual items

International Data Transfers

Your data is stored in iCloud, which may be stored in data centers located in various countries. Apple is responsible for compliance with applicable data protection laws for international transfers.

California Privacy Rights

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to know what personal information is collected
  • Right to delete personal information
  • Right to opt-out of the sale of personal information (we do not sell your information)
  • Right to non-discrimination for exercising your rights

European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

  • Right to access your personal data
  • Right to rectification of inaccurate data
  • Right to erasure ("right to be forgotten")
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing
  • Right to withdraw consent

Our legal basis for processing your data is:

  • Contract performance (to provide App services)
  • Legitimate interests (to improve the App)
  • Consent (for optional features)

Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

Email: [INSERT YOUR EMAIL]
Website: [INSERT YOUR WEBSITE]
Address: [INSERT YOUR ADDRESS]

Complaints

If you believe we have not handled your personal information appropriately, you have the right to lodge a complaint with:

Summary

What we collect: Name, email, Apple ID (via Sign in with Apple), and the business/invoice data you create

Why we collect it: To provide App functionality and sync your data via iCloud

Where it's stored: On your device and in your iCloud account

Who we share it with: Only Apple (for iCloud sync and authentication)

Your rights: Access, correct, delete, and export your data at any time

Contact: [INSERT YOUR EMAIL]